Anna is 56 years of age, married with 9 children ages 30, 29, 27, 23, 22, 20 , 19, 18 and 17 with 2 girls. She can read and write minimally. Her business which she has had for 36 years is to sell almost exclusively beans. She purchases this product from a larger market 1 1/2 hours away and then sells her purchase locally. To date, she has been able to consistently maintain a profit, however it has plateaued. With an infusion of capital from a loan, this would allow her to increase her inventory, negotiate better wholesale prices and thereby add to her bottom line. An establishment of a savings plan, is of critical importance to Ana and this loan will enable her to do so.