Christane is 38 years of age, married and has 2 children ages 7 and 3 with one girl. Christane can neither read or write. She has had her business for 15 years selling charcoal, sugar, rise and oil. The primary need for the loan is to increase income for her children's education and also to pay for the health needs of her mother who also lives with her. Specifically, Christane will primarily add quantity to her current product lines with the main advantage from the loan being able to command better wholesale pricing.